Good Faith Estimate/No Surprises Act
Under Section 2799B-6 of the Public Health Service Act, health care providers are required to inform individuals who are not enrolled in an insurance plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request to receive an estimate on charges for their healthcare costs.
What this law means is that you have a right to receive an estimate on how much your medical care will cost. Additionally, health care providers are required by law to give patients who do not have or are not using insurance an estimate on medical bills. This includes costs such as hospital fees, equipment, prescription drugs and medical tests.
-If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
-Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
-Make sure to save a copy or picture of your Good Faith Estimate.
For more information on Good Faith Estimates, click on the button below.